Asset Class
Loan Notes
Fixed-return debt instruments secured against underlying assets — delivering predictable, income-generating returns for sophisticated private investors seeking capital preservation alongside consistent yield.
Enquire NowMin. Investment
£10,000
Target Returns
12–18% p.a.
Asset Class
Loan Notes
Security
Asset-Secured
What We Offer
Fixed Returns. Secured Capital.
A loan note is a debt instrument in which the investor lends capital to a borrower — typically a company, property developer, or special purpose vehicle — in exchange for a fixed rate of return over a defined term. Unlike equity, loan note investors are creditors, not shareholders, meaning their returns and repayment rights take precedence over equity holders.
What makes our loan note opportunities distinct is the security layer. Every arrangement we structure is secured against underlying tangible assets — giving investors a defined route of recourse and significantly stronger protection than unsecured lending. Returns of 12–18% per annum are agreed upfront and paid on a regular schedule throughout the term.
We handle the full structuring process — from identifying suitable opportunities and conducting due diligence through to executing the legal documentation and arranging the most tax-efficient holding vehicle for your jurisdiction. You receive clarity, security, and a consistent income stream from the moment your capital is deployed.
12–18%
Target p.a. Returns
Asset-Secured Capital
Your capital is secured against tangible underlying assets — providing a layer of protection and recourse that unsecured instruments cannot offer.
Fixed, Predictable Returns
Returns are agreed at the point of investment — a fixed rate paid on a defined schedule, giving you full visibility of your income from day one.
Clear Legal Documentation
Every arrangement is underpinned by watertight legal documentation including defined security interests, repayment terms, and default provisions.
How It Works
From Consultation to Fixed Income
A clear four-step process from initial assessment through to regular return payments and capital repayment at maturity.
Consultation & Suitability
We assess your income objectives, investment horizon, and risk profile. All clients complete full KYC and AML due diligence before any capital is deployed.
Note Selection
We match you with loan note opportunities that align with your target return, preferred term length, and underlying asset security type.
Documentation & Deployment
Legal documentation is executed — covering the note terms, security interest, repayment schedule, and default provisions. Capital is deployed to the borrower.
Fixed Returns & Maturity
You receive fixed interest payments per the agreed schedule throughout the term. At maturity, principal is returned alongside any final interest payment.
Investor Profile
Who This Is Suited For
Income-Focused Investors
Investors seeking a regular, predictable income stream from their capital rather than growth-dependent or variable-return instruments.
Capital Preservation Minded
Sophisticated investors who prioritise the security of their capital above all else — asset-backed security provides the recourse layer they require.
HNW & Family Offices
High-net-worth individuals and family offices looking to diversify fixed-income allocation beyond traditional bonds into higher-yielding secured instruments.
Common Questions
Frequently Asked Questions
Get In Touch
Enquire About Loan Notes
Complete the form and a senior advisor will respond within one business day. We will walk you through the specific loan note opportunities currently available, explain the security arrangements, and help you determine whether this is the right fit for your income and capital objectives.
Key Terms at a Glance
Enquire Across All Investment Types
Interested in multiple investment opportunities? Complete our full Investment Enquiry Form to register your interest across all asset classes in one submission.
Risk Warning: Target returns of 12–18% p.a. are indicative only and are not guaranteed. Loan notes are illiquid instruments — your capital may be locked in for the duration of the term. While security is provided against underlying assets, recovery is not guaranteed in the event of borrower default and will depend on the realisable value of secured assets. Past performance is not a reliable indicator of future results. This page does not constitute financial advice. You should seek independent professional advice before making any investment decision. Glenmuir International acts as a structuring advisor and introducer only.